04 Aug

Commercial General Liability Insurance for Realtors

Commercial General Liability (CGL) insurance is intended to cover damages caused by negligence that has resulted in property damage or bodily injury. CGL policies may also cover defence costs*.

It’s important that brokerages have CGL insurance to protect REALTORS® from third-party claims. While some claims may be covered under a sellers’ insurance policy, Realtors may still be involved in a lawsuit if the property owners seek recovery for damages caused by the negligence of the Realtor. In other cases, the seller may not have insurance and the Realtor will be sued directly by the injured party.

30 Apr

Business Interruption Policies and Coronavirus

 

As the coronavirus (COVID-19) outbreak evolves, businesses face growing uncertainty as to how this pandemic will affect their operations long term. This is especially true when you consider that many organizations—including bars, restaurants, entertainment venues, retailers and manufacturers—have had to close their doors or cease operations as a result of COVID-19. Not only has this severely impacted their ability to serve their customers, but, for some, it has also led to indefinite disruptions—disruptions that could impact their bottom line.

23 Apr

How to Protect Your Construction Team from Coronavirus

 

The coronavirus (COVID-19) outbreak has impacted a number of businesses across a variety of industries, forcing them to rethink their daily operations to ensure the safety of their employees and the general public. This is no different for construction firms, where multiple contractors and tradespeople on a job site may be working in the same space at any one time. In these instances, just one misstep can lead to the quick spread of COVID-19, jeopardizing the well-being of workers.

22 Apr

Pandemic Property Loss Prevention Checklist

 

In response to the COVID-19 pandemic, many employers across Canada have had to either temporarily close their business doors or transition to a telecommuting program, leaving their commercial property unoccupied. However, unoccupied properties are more susceptible to vandalism, theft, undetected structural failures and property damage.

16 Apr

Managing Liability Exposures in a Rough Economy

 

An economic downturn can be a turbulent time for businesses in every sector worldwide. Sinking revenues and economic uncertainty can exacerbate our already litigious society, and even companies that successfully weather economic downturns relatively unscathed can still face long-term uninsured risks.

20 Mar

COVID-19 & Business Interruption Insurance: A Brief Q&A

 

Got questions about how the current COVID-19 pandemic relates to your commercial insurance? Thanks to the Insurance Bureau of Canada, we’ve got some of the answers to the most pressing questions Canadian business owners are facing.

30 Oct

Construction Wood Dust Fire and Explosion Risks

 

The woodworking industry has many obvious dangers, such as powerful machines with razor-sharp cutters. Less obvious, but no less dangerous, are the risks of fire and explosions due to wood dust.

30 Oct

14 Common Woodworking Health & Safety Hazards

 

Woodworking is a dangerous trade. One quick glance around carpenters’ workspaces reveals a slew of hazards generated by the variety of machines they use and the nature of the work they perform.

30 Oct

How to Operate Woodworking Machinery Safely

 

The risk of injury is pervasive throughout the entire woodworking industry, but studies show woodworking accidents may occur when using the following three types of machines: circular saws, wood shapers and surface planers.

22 Oct

What is Contractors Equipment Insurance?

 

Most contractors know that it is essential to obtain various forms of insurance coverage to protect themselves from liability and litigation. However, some contractors are surprised when they learn that certain types of equipment that are transported from job site to job site are not always covered under standard commercial property insurance policies.

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