General contractors are skilled tradespeople, overseeing both residential and commercial construction projects. Due to the complexity of their work, general contractors must address a number of exposures on a daily basis. Among these concerns are worker safety, professional liability, environmental exposures, completed operations issues and property exposures.
This questionnaire gives your business the opportunity to review risk categories specific to your operations and take action to address those risks:
Homeowners insurance offers financial protection in the event of an unexpected disaster or accident involving you, your home or your personal property. However, homeowners insurance policies consist of several different types of coverage. With this in mind, it’s important that you review each form of coverage included on your policy to make sure you are adequately insured for your specific risks.
Here are some key coverage elements to look out for:
The safety and health of the workers performing various tasks during a temporary traffic control situation should be your first and foremost concern. As an employer, you are responsible for assessing the workplace to determine what hazards are present or are likely to be present, and you should devise solutions to reduce the risk of injury.
This checklist is designed to assist you in ensuring proper safety considerations to reduce injuries to your workers:
At the core of every wet work program is the initiation of a wet work permit. Employees, third-party service providers and independent contractors should be required to complete a request for a wet work permit and get that request approved by the construction site supervisor prior to conducting any form of wet work (e.g., plumbing, piping, pumping or drainage) on the job site. That being said, the construction site supervisor should be prepared to conduct a pre-work evaluation prior to issuing any wet work permits.
The following checklist details key points to include in a pre-work evaluation. Depending on the answers to these questions, the proposed wet work may need to be adjusted, delayed or cancelled altogether:
Investing the time and money required to maintain and cultivate a positive working relationship with your tenants can be the difference between amicably discussing and settling differences and a costly lawsuit. Working on the relationship also creates value by maximizing tenant cooperation with timely rent payments, property upkeep and longer lease terms.
Here are some tips for maintaining good relationships with tenants and for working on issues with problem tenants:
Even if a property manager only looks after a single space, they face innumerable exposures—exposures that can come from a variety of sources, leading to thousands of dollars in damages and loss of income potential in an instant.
Thankfully, assessing your exposures and taking the appropriate precautions can go a long way toward protecting your business. This proactive approach is particularly important when it comes to identifying and avoiding gaps in your risk management program.
This questionnaire gives property managers the opportunity to review risk categories specific to their operations and take action to address those risks:
The number of extreme weather events in Canada has been increasing over the last decade, with the nation getting 20 more days of rain on average per year than in the 1950s. Among these extreme weather events, flooding has increased every decade for the past century.
This checklist outlines important measures to assess in order to assemble a plan in the event of a home flooding. Take a look at some of the concerns that must be properly addressed so you can be prepared to navigate through a home flood and reduce the risk of losing your assets in a flood:
Running a janitorial service can be demanding, and it’s a constant challenge for owners to deliver exceptional service while maintaining profitability. These challenges are magnified when you consider the need to balance risks related to commercial automobiles, property damage, equipment breakdowns, crime and inland marine exposures.
The list below provides an overview of these risks and more—helping you identify potential blind spots in your risk management and insurance programs:
At the core of every wet work program is the initiation of a wet work permit. Employees, third-party service providers and independent contractors should be required to complete a request for a wet work permit and get that request approved by the construction site supervisor prior to conducting any form of wet work (e.g., plumbing, piping, pumping or drainage) on the job site. That being said, the construction site supervisor should be prepared to conduct a wet work job site inspection prior to issuing any wet work permits.
This checklist outlines important topics to assess in a wet work job site inspection. Take a look at some of the concerns that must be properly corrected before the construction site supervisor can issue a wet work permit:
Many landscaping tasks require the transportation of equipment and tools between job sites. As such, it’s important to secure these loads before transporting them to prevent safety incidents.
Whether you're transporting equipment just down the street or for an extended distance, take a look at these key safety factors to keep in mind: