30 Jun

Safety Tips for Retail and Wholesale Employees to Mitigate Losses

For those who run and operate a retail or wholesale business, there are a number of exposures and risks to consider in order to mitigate losses and protect their business.

Here are some safety tips to take into consideration:

14 Jun

5 Common Risks and Exposures Retail Operators Need to Watch Out For

Owning and operating a retail store can be a fulfilling experience. Years of hard work, risk-taking and financial investments have allowed you to turn your dreams of opening a store of your own into a reality. However, many business owners don’t realize how many exposures they must address to keep their business operating smoothly.

Depending on the specific type of store you manage, there are a number of exposures to consider, including risks related to property and merchandise damage, general and product liability, crime and business continuity.

The list below provides an overview of these retail industry risks and more—helping you identify potential blind spots in your risk management and insurance programs:

07 May

Safety Tips That Protect Service Industry Employees at Work

These establishments are often at the centre of a community, offering customers the fuel they need for their next journey on the road and a variety of everyday essentials—including food, medications and toiletries.

However, managing such an establishment also carries constant challenges. After all, owners must deliver exceptional service, maintain a loyal customer base and promote a safe work environment.

This guide gives your business the opportunity to review risk categories specific to your operations and take action to address those risks:

23 Apr

Safety Guide for Auto Body Shop Employees While Working

Auto repair and maintenance shops employees can face a number of safety exposures that they will need to contend with on a daily basis. It’s important to understand the challenges presented by these exposures, as they can cause damages to the business as well as serious physical harm.

Here are some safety measures and protocols to take into consideration:

19 Apr

Loss Control and Risk Management for Gas Stations/Convenience Stores

Operating gas stations and convenience stores can be rewarding work. These establishments are often at the centre of a community, offering customers the fuel they need for their next journey on the road and a variety of everyday essentials—including food, medications and toiletries.

However, managing such an establishment also carries constant challenges. After all, owners must deliver exceptional service, maintain a loyal customer base and promote a safe work environment. These challenges are magnified when you consider that gas stations and convenience stores often have a number of risks associated with them and a variety of incidents can occur—potentially impacting a business’s property, employees and bottom line.

This questionnaire gives your business the opportunity to review risk categories specific to your operations and take action to address those risks:

08 Apr

Loss Control and Risk Management for Auto Repair and Maintenance Shops

Whether they perform routine maintenance (e.g., oil changes and tire rotations) or make significant repairs (e.g., brake repairs and coolant system services), auto repair and maintenance shops can help customers keep their vehicles in good condition and stay safe behind the wheel.

However, auto repair and maintenance shop owners also face a number of exposures that they will need to contend with on a daily basis in order to successfully run their business. It’s important to understand the challenges presented by these exposures, as they can cause significant damage to your customers’ property, serious physical harm to your employees and irreversible financial consequences for your business.

This questionnaire gives your business the opportunity to review risk categories specific to your operations and take action to address those risks:

16 Feb

Loss Control and Risk Management Checklist for Auto Dealerships

Owning and operating an auto dealership can be a very rewarding experience. After all, auto dealerships offer customers the opportunity to find and purchase the perfect new or used vehicle that fits their unique driving needs as well as numerous services to help customers keep their vehicle in good condition and stay safe behind the wheel.

However, auto dealership owners also face a number of exposures that they will need to contend with on a daily basis in order to successfully run their business. Take a look at some of the risk categories and their considerations that auto dealership business owners should review:

29 Apr

How to Ensure Driver Safety for Restaurant Deliveries

 

For restaurants, offering delivery service provides a convenient food option for your customers. It can also lead to increased business opportunities for your restaurant.

22 Apr

Pandemic Property Loss Prevention Checklist

 

In response to the COVID-19 pandemic, many employers across Canada have had to either temporarily close their business doors or transition to a telecommuting program, leaving their commercial property unoccupied. However, unoccupied properties are more susceptible to vandalism, theft, undetected structural failures and property damage.

16 Apr

Managing Liability Exposures in a Rough Economy

 

An economic downturn can be a turbulent time for businesses in every sector worldwide. Sinking revenues and economic uncertainty can exacerbate our already litigious society, and even companies that successfully weather economic downturns relatively unscathed can still face long-term uninsured risks.

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