14 Jul

5 Common Exposures Non-Profit Organizations Need to Watch Out For

Non-profit organizations provide essential social services that benefit the community and their members. However, there are still a number of potential risks that can affect your employees, assets, volunteers, directors and officers, and most importantly, your mission.

Countless claims can be brought against your non-profit. For example, should an individual injure themselves at one of your events or on your property, they could bring a claim against you. The list below provides an overview of these risks and more—helping you identify potential blind spots in your risk management and insurance programs.:

30 Apr

Business Interruption Policies and Coronavirus


As the coronavirus (COVID-19) outbreak evolves, businesses face growing uncertainty as to how this pandemic will affect their operations long term. This is especially true when you consider that many organizations—including bars, restaurants, entertainment venues, retailers and manufacturers—have had to close their doors or cease operations as a result of COVID-19. Not only has this severely impacted their ability to serve their customers, but, for some, it has also led to indefinite disruptions—disruptions that could impact their bottom line.

22 Apr

Pandemic Property Loss Prevention Checklist


In response to the COVID-19 pandemic, many employers across Canada have had to either temporarily close their business doors or transition to a telecommuting program, leaving their commercial property unoccupied. However, unoccupied properties are more susceptible to vandalism, theft, undetected structural failures and property damage.

16 Apr

Managing Liability Exposures in a Rough Economy


An economic downturn can be a turbulent time for businesses in every sector worldwide. Sinking revenues and economic uncertainty can exacerbate our already litigious society, and even companies that successfully weather economic downturns relatively unscathed can still face long-term uninsured risks.

20 Mar

COVID-19 & Business Interruption Insurance: A Brief Q&A


Got questions about how the current COVID-19 pandemic relates to your commercial insurance? Thanks to the Insurance Bureau of Canada, we’ve got some of the answers to the most pressing questions Canadian business owners are facing.

31 Oct

How to Keep Your Company's Cash Safe


In your industry, keeping cash on hand may be a necessity of doing business, not a choice. While dealing with cash can introduce certain risks into your operation, going without it is simply not an option. While you’ll never be able to completely eliminate risk, there are procedures you can introduce in your operations that will help manage it.

31 Oct

11 Tips for Security Guard Safety


Security guards around the nation patrol property, enforce regulations, serve as emergency responders and prevent crimes at their employers’ places of business. As part of their duties, guards must maintain a semblance of order, detain criminals and issue warnings to those who cannot abide by the rules.

31 Oct

Tips for Crowd and Spectator Safety


Crowd and spectator management can be stressful and time-consuming. A seemingly docile crowd can quickly turn into chaos, sparked by a single incident. You need to make sure your organization and facilities are prepared to handle it. Because crowds can be so volatile, they require careful management.

24 Oct

Benefits of D&O Insurance for Non-profits


Non-profit organizations provide essential social services that benefit the community and their members. These organizations cannot survive without a board of directors to make major decisions on behalf of the organization.

24 Oct

Youth Protection Measures for Religious Organizations


As a spiritual safe haven for people to come and worship and learn, it is your organization’s duty to protect the safety of its youngest members. To achieve this, you need to ensure that your environment is fully secure by implementing policies with children’s best interests in mind. This should reduce and help to prevent adult misconduct while also protecting your staff and volunteers from unsubstantiated accusations.

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