Obtaining coverage specific to your mobile home is essential. In fact, a standard homeowners insurance policy will not cover your liabilities in the same way this specific policy will. There are also endorsements you can add to the mobile home policy to cater to your specific needs.
Here are some key coverage elements that are included in a mobile home insurance policy:
Homeowners insurance offers financial protection in the event of an unexpected disaster or accident involving you, your home or your personal property. However, homeowners insurance policies consist of several different types of coverage. With this in mind, it’s important that you review each form of coverage included on your policy to make sure you are adequately insured for your specific risks.
Here are some key coverage elements to look out for:
The number of extreme weather events in Canada has been increasing over the last decade, with the nation getting 20 more days of rain on average per year than in the 1950s. Among these extreme weather events, flooding has increased every decade for the past century.
This checklist outlines important measures to assess in order to assemble a plan in the event of a home flooding. Take a look at some of the concerns that must be properly addressed so you can be prepared to navigate through a home flood and reduce the risk of losing your assets in a flood:
Nowadays, staying at home with the kids does not have to mean putting work on hold. There are plenty of ways for parents to bring in some cash working from home. Whether you are a digital wizard, know your way around the kitchen or are handy with a sewing machine, put your skills and education to good use while you mind the little ones.
There are some great perks to being a tenant. Your monthly rent relieves you of many of the responsibilities of homeownership, but there are some repairs and chores that fall to the tenant as well.
Summer is almost here, and across Canada everyone is getting ready to go on vacation, hit the beach, or get out on the water. But as a homeowner, you should make sure that your most valuable investment is taken care of as well. The warm weather is great, but it brings a few risks with it that you can get ahead of with a little planning.
In June 2013, Calgary experienced the worst flood in Alberta’s history. The total cost was over $5 billion dollars in property damage, giving it the dubious distinction of being the costliest natural disaster in Canadian history.
When it comes to managing your fire risk, one of the best tools is the most obvious one: the fire extinguisher. At best, it can put out a fire completely, preventing a dangerous and costly event altogether. But even if it only starts the job while firefighters finish it, it can save time when it is most critical.
Winters here in the Great White North can be challenging enough -- you don’t need the added stress of an astronomical heating bill shoveled on top of everything else.
Most people understand that deductibles refer to the amount you’d pay out of pocket in the event of a claim, but there’s more to them than just that.